Not only do dog bite victims experience physical and emotional pain, but they also require costly treatment and medical care. Usually, the dog owner's insurance pays for such medical bills and treatment. Who is responsible for medical bills coverage, however, if the dog owner is uninsured?
Dog bite injury can result in severe facial disfigurement, scarring, infection, severed arteries and veins, torn muscles and an additional extensive list of physical injuries. Post-traumatic stress syndrome and a life time of coping with unnatural fears can also result, and can be costly to treat as a victim attempts to deal with their anxiety. When a dog owner alleges that they do not have insurance coverage, there are steps the injured victim should take. After seeking medical care for injuries, the first step is to consult with an experienced dog bite attorney. Most dog bite attorneys will work on a contingency fee basis, meaning that they must win your case in order to get paid.
In some cases when a dog owner is uninsured, his or her assets may be used to pay the judgment resulting from a successful dog bit lawsuit. Your dog bite lawyer will launch an in-depth investigation into their financial situation, including any property they own, etc. and may still be able to get you the fair compensation you deserve to deal with your injuries and losses. There are three steps that your lawyer will undertake in this scenario:
1. First, your dog bite attorney will get answers to some basic questions:
- Name every insurance provider you have, for any type of coverage
- Name every insurance policy whether or not you think your policy covers a dog bite
- Have you called and asked those insurance providers whether or not your policy covers dog bite?
- Who did you talk to and what did they tell you?
- Do you have an umbrella policy?
2. Next, your dog bite lawyer will seek answers from the insurance agents with specific questions about whether or not coverage for dog bites exists in the policy.
3. A thorough investigation of the dog's history, and also an investigation into the dog owner's financial condition. Dog owners who do not have insurance may have investments, property, etc
If you have been bitten by a dog, please call the Lassen Law Firm, Pennsylvania dog bite injury lawyer, for a free consultation on how to obtain compensation for your dog bite injury even if the dog owner is uninsured.
When you have sustained a serious injury, you need a top Philadelphia dog bite lawyer