The chances of getting into an accident during a single lifetime are very high. In fact, Fox News reports that the average American will get into three to four accidents during a lifetime if they are driving from the time they are 16 years old. Even careful drivers can get into an accident because certain situations are beyond the control of a single driver. By recognizing the statistical facts, it is easier to move forward after an accident occurs.
Number of Accidents that Occur
The numbers of accidents that occur each year in the United States are variable based on how the accident is defined.
In most years, the number will exceed 6 million. When small scratches, fender-benders and minor accidents that only clip the paint on a car are included, the rate is roughly 10 million per year. Although the number seems relatively low when compared to the total population, Fox News states that car owners will make a claim on their insurance once in every 17.9 years.
Rate of Injuries
Although it is important to recognize that accidents can occur unexpectedly, it is also important to recognize how many of the accidents result in injuries.
In cases of small accidents, like fender-benders and small scrapes, the rate of injury is very low. Depending on how the accident occurs, the most common injury that might occur is whiplash. Other injuries are usually minor bruising or small cuts.
Although small accidents will not usually result in injuries or may only cause small injuries, there are many cases of severe accidents that occur each year. Around 2 million accidents result in injuries that are severe enough to seek medical attention each year. That is roughly 1/3 of all accidents, excluding the very minor accidents that generally do not result in injuries.
Risk of Death
While many car accidents occur each year, the fatalities that occur are low in comparison. In most cases, car accidents do not result in death.
According to the Statistic Brain, 25,580 fatal crashes occurred in 2012. The rate of fatality has steadily declined since the 1970s, so the risk of death is rapidly decreasing. When compared to the roughly 10 million accidents that occur each year, the rate of death is very low.
The Expense of Accidents
The risk of death may be low when compared to the number of accidents, but injuries that occur during a car accident are very high. Fox News reports that the average insurance claim for medical expenses is $23,450 on a single accident. Depending on the insurance company and the situation, coverage may or may not cover the entire cost of medical expenses.
Severe injuries and accidental death may not be covered in full, particularly if the cost of treatment exceeds the amount of coverage on a vehicle. In some cases, it may be necessary to seek the assistance of a Philadelphia car accident attorney. An attorney can help determine if it is appropriate to pursue a court case based on the situation and the appropriate steps to take if a case is possible.
Thousands of car accidents occur each day around the United States. Even if drivers take measures to reduce the risk of getting into an accident, certain situations are beyond personal control. When an accident occurs due to the actions of another individual, you will want to retain a Philadelphia car accident attorney to get maximum compensation.