After being involved in a car accident, you probably have questions about how to proceed, including whether or not you need to hire a Philadelphia car accident lawyer. These five questions and answers may not give you all the answer you seek, but they will be a good start.
1. Do I need to contact a Philadelphia car accident attorney after becoming injured in an accident?
This answer depends on whether or not you are the driver at fault for causing the accident. If you are the at-fault driver and the other driver is filing a legal suit against you, your insurance company will provide you with a free lawyer. If you are not the negligent driver who caused the accident, you should retain a low contingency fee lawyer to obtain the maximum possible compensation available.
2. What should I say if I suspect I am partly at-fault for causing the accident?
At the scene, you do not really know whether or not you are the negligent driver, so do not accept blame. Your heightened emotional state may alter your perception of how the accident happened. At this point, you have no way of knowing what the other driver was doing at the time of the accident or if there was a vehicle malfunction that contributed to the collision.
3. Do I have to report the accident to the police?
Yes, the police should be notified immediately, especially if anyone suffered injuries in the accident or there was damage to the vehicles. If you are unable to call the police due to injuries, a passenger or witness should call for you, if necessary. Keep in mind, if you are involved in a hit and run accident, you could face serious fines and jail time if you leave the scene.
4. If I contact a Philadelphia auto crash attorney, what should I bring to the initial appointment?
The Philadelphia auto accident lawyer will want to see everything you have which is related to the accident. This might include medical bills and reports, police report, names of witnesses, a detailed description of the accident, proof of lost wages and proof of expenses related to the accident. The attorney should give you a list of documentation needed at your first appointment.
5. Should I speak to my insurance company or the other party's insurance company without a lawyer?
No. Let your lawyer handle this. The other party's insurance company is not your friend, and your own insurance company is not your friend as you may have an UIM or UM claim against your own carrier. Thus, let your lawyer deal with the insurance companies so that you don't sabotage your good claim.
If you decide to contact a personal injury lawyer, your questions will all be answered in greater depth, with specific details pertaining to your situation. It is never a mistake to talk to a lawyer. A consultation does not obligate you to take legal action of any sort.